Fast, Secure, And Paperless Instant Personal Loans
For any requirement, anytime
Instant Personal Loans
Need cash for unplanned expenses, medical emergencies, vehicle purchase, home renovation, or family vacation? Step into the future of online financial borrowing with fast, hassle-free and completely paperless instant personal loans.
Get loans up to ₹2 lakhs with flexible repayment options from 12-60 months, all from the comfort of your home.
The 30daysloan Edge
Fast Approval
Secure & Paperless
Up to ₹2L
Flexible Terms
Simple 3-Step Process
The personal loan application process at 30dayslaon is highly simplified and lightning fast. Just follow these steps and you are good to go.
Step-1
Fill out the loan application form. This is a simple process that will take just a few minutes of your time. Provide a few details such as your name, mobile number, email, PAN, etc., as well as the loan amount you are looking for and your monthly income.
Step-2
You will receive an email requesting the documents required to complete the loan application. The details shared by you will be used to check your eligibility based on company set criteria.
Step-3
Once your eligibility has been established, you will receive a phone call for processing your loan and then your loan will be disbursed within XX hours.
The following criteria need to be met for smooth and successful disbursal of the loan:
Should be Indian Citizens
Must be salaried professionals
Must have a monthly take-home salary of at least INR 20,000/-
Should have a regular credit of salary to a bank account
Age should be within 21 to 55 years
Loans up to 80% of your salary
FAQs
Getting an online personal loan from 30daysloan is very easy. Just visit our website or download the 30daysloan app, fill out an online form with a few details and submit it. Thereafter, you will get an email requesting for documents, which you can scan and submit through email. Then, we evaluate your application and then give you a call to discuss the loan structure and repayment terms. Then, if all the parameters are satisfied, we disburse the loan within 24-36 hours.
We have an efficient loan underwriting system that checks various criteria for your loan worthiness, including your CIBIL score, monthly salary, existing loans, etc., while deciding your loan amount. Depending upon your salary and your credit history, you can receive up to 80% of your salary, with a maximum of ₹2 lakhs.
We have a flexible loan repayment system where you can choose the duration of your tenure from 12-60 months. You can repay your loan in fixed equated monthly instalments (EMI), which will be auto-debited from your salary account on a fixed date every month. To activate the auto-debit facility, we will take an e-mandate from you at the time of disbursal of your loan.
The rate of interest that you will be charged will depend on the type of loan that you take. For a personal loan, the rate of interest ranges between X% and Y%, while for a short-term loan, it can vary between X% and Y%. Our processes are transparent and you will get complete information on the loan structure at the time of application.
Yes, prepayment or foreclosure of your personal loan is possible without any charges, provided you complete the payment of the first 6 EMIs. Some charges will be applicable if you choose to foreclose your loan before 6 months from date of disbursement.
• Should be Indian Citizens • Must be salaried professionals • Must have a monthly take home salary of at least INR 10,000/- • Should have a regular credit of salary to a bank account • Age should be within 21 to 55 years • Loans up to 80% of your salary, maximum ₹2 lakhs