Grievance Redressal

Customer experience is extremely important for sustained business growth and as an organization Girdhar Finlease Limited. Strives to ensure that our customers receive exceptional service across different touch points.

1. Purpose

Customer complaints constitute an important voice of customers, and this policy details complaint handling through a structured grievance redressal framework. Complaint redressal is supported by a review mechanism to minimise the recurrence of similar issues in future.

The Grievance Redressal policy follows the following principles:

  • Customers are treated fairly;

  • Complaints raised by customers are dealt with courtesy and in a timely manner;

  • Customers are informed of avenues to escalate their complaints within the organisation and their rights if they are not satisfied with the resolution of their complaints;

  • The employees work in good faith and without prejudice towards the interests of the customers.

  • Internal Machinery to handle Customer complaints and prioritisation

  • The Company has invested in the best-in-class LOS & CRM system to ensure timely resolution of the grievances.

The system captures the complaints; follows TATs based on the nature of the query and escalates issues on the basis of predefined TATs and as per the escalation matrix.

Once captured in our internal system, customer care will acknowledge the complaint within 2 working days and work toward a final response or resolution within 7 working days. Every attempt will be made to offer the customer suitable and appropriate alternate solutions wherever possible.

However, if the customer continues to remain dissatisfied with the resolution, he/she can escalate the issue through the grievance redressal mechanism as referred below.

2. Time Frame

Complaints are acknowledged within 2 working days. A final response or resolution is provided within 7 working days at Level 1. If escalated, the grievance is closed within 10 working days of escalation at Level 2, and in any case within 30 calendar days from the date of first registration. Customers are informed of delays, if any, in the resolution.

3. Review & Monitoring

Periodic review of monitoring of complaints, TATs, and nature of complaints will be done to ensure that process loopholes, if any, are plugged and trends are checked.

4. Escalation Matrix

  • a) Level 1: Customer Care Executive

    Avenues to Lodge Complaint: email, phone, the website portal, or the mobile app.

    Email: info@30daysloan.com

    The complaint is acknowledged within 2 working days, with a final response or resolution within 7 working days. If it remains unresolved within 7 days, or if the customer is dissatisfied with the resolution, it may be escalated to Level 2.

  • b) Level 2: Branch Manager Equivalent

    Designated Officer Name: Sonam Batham
    Official Designation: Nodal Officer
    Direct Contact Email: info@30daysloan.com
    Direct Contact Phone: +91-9711711074
    Corporate Headquarters Address: A-27, 3rd Floor, Sector-03, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301

    The grievance is analysed and closed within 10 working days of escalation. If it remains unresolved within 10 working days, or if the customer remains dissatisfied, it may be escalated to Level 3.

  • c) Level 3: Grievance Redressal Officer (APEX INTERNAL AUTHORITY)

    Designated Officer Name: Mr. Sudhakar
    Official Designation: Grievance Redressal Officer
    Direct Contact Email: Grievance@30daysloan.com
    Direct Contact Phone: +91-9899719995
    Corporate Headquarters Address: A-27, 3rd Floor, Sector-03, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301

    The complaint is resolved within a maximum of 30 calendar days from the date of first registration at Level 1. If it is not resolved within 30 days, or if the customer is dissatisfied with the internal decision, it may be escalated to the RBI Integrated Ombudsman.

  • d) Level 4: EXTERNAL ESCALATION - RBI Integrated Ombudsman

    Digital Lodgment Portal: https://cms.rbi.org.in
    Dedicated Grievance Email Repository: cepc@rbi.org.in
    National Toll-Free Contact Centre: 14448
    Address: 6, Sansad Marg New Delhi - 110001

Escalation Matrix

Customer Care Executive

Resolve within 7 working days

Level 1

Avenues

Email, Phone, Website Portal, or Mobile App

Acknowledgment within 2 working days. Final response or resolution within 7 working days.

If unresolved within 7 days, or if you are dissatisfied with the resolution

Branch Manager Equivalent

Close within 10 working days

Level 2

Designated Officer

Sonam Batham

Designation

Nodal Officer

Address

A-27, 3rd Floor, Sector-03, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301

Objective analysis and final grievance closure within 10 working days of escalation.

If unresolved within 10 working days, or if you remain dissatisfied

Grievance Redressal Officer

Within 30 calendar days

Level 3

Designated Officer

Mr. Sudhakar

Designation

Grievance Redressal Officer

Address

A-27, 3rd Floor, Sector-03, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301

Maximum 30 calendar days from the date of first registration at Level 1.

If not resolved within 30 days, or if you are dissatisfied with the internal decision

RBI Integrated Ombudsman

External escalation

Level 4

Toll-Free

14448

Address

6, Sansad Marg New Delhi - 110001

Lodge the complaint with the RBI Integrated Ombudsman after the internal process is exhausted.